Billing & Insurance

We accept most insurances but if you are unsure contact your insurance carrier to see if we are in network.

The Center for Same Day Surgery collects any co-payments, unmet deductibles, and co-insurance amounts the day of the procedure.

Please note that insurance amounts collected are an estimate; your total financial obligation will be determined by your insurance company and will appear on the explanation of benefits. If our estimated amount is less, we will bill you the difference. If our estimated amount is more, we will refund you the difference.

We encourage you to also contact your surgeon, anesthesia group and your insurance company if you have any questions about your financial obligations. In addition, please make sure your authorization/pre-certification for your surgery is on file prior to the surgery.

If you do not have insurance, you are responsible for the entire surgeon, facility, and anesthesia fees. You will need to arrange payment with each entity separately. The Surgery Center cannot accept payment on behalf of another entity. We will call you prior to surgery with the amount due on the day of surgery.

We Accept:

Cash, credit and debit cards, cashier’s checks, Care Credit, and flexible spending accounts.

We do NOT Accept:

Personal checks or American Express credit cards.

If you have not heard from us by the day prior to the surgery date, please call us at 316-262-7263.

Care Credit

Care Credit is a personal line of credit for healthcare treatments and procedures that allows the patient to pay for services over time with *no interest charges (*6 month no interest), or extended plans available with interest (24 & 36 months at 14.9%)

You can apply for a Care Credit account online and immediately receive an answer.

Financial Policy

The Center for Same Day Surgery collects any co-payments, unmet deductibles, and co-insurance amounts the day of the procedure. If you cannot pay for services, then you may be referred back to your primary care physician or surgeon’s office so they may re-schedule your procedure for a later date with us when you are able to pay OR schedule you at an alternative facility.

PAYMENTS: The balance on your statement is due and payable when the statement is issued, and is considered past due if not paid within 30 days of receipt.

AUTOMATIC CONTRACTS: We shall have the right to cancel your privilege to utilize our automatic payment through a contract at any time. Future visits would then need to be paid in full at the time of service.

COLLECTIONS: If your delinquent account is sent to collections you may be charged a 15% collection fee. Failure to communicate with your insurance company could result in these charges being added to your account despite an insurance payment. If your account is sent to collections, you cannot be seen until your account is paid off.

CONTRACTED INSURANCE: If we are contracted with your insurance company, we must follow our contract and their requirements. If you have a copay or deductible, you must pay that at the time of service. It is the insurance company that makes the final determination of your eligibility. If your insurance company requires a referral and/or preauthorization, you are responsible for obtaining it. Failure to obtain the referral and/or preauthorization may result in a lower payment from the insurance company.

NON-CONTRACTED INSURANCE: Insurance is a contract between you and your insurance company. We are NOT a party to this contract, in most cases. We will bill your primary insurance company as a courtesy to you. Although we may estimate what your insurance may pay, it is the insurance company that makes the final determination of your eligibility. You agree to pay any portion of the charges not covered by insurance. If your insurance company requires a referral and/or preauthorization, you are responsible for obtaining it. Failure to obtain the referral and/or preauthorization may result in a lower payment from the insurance company.

WORKMANS COMP: We require written approval/authorization by your employer and/or worker’s compensation carrier PRIOR to your initial visit. If your claim is denied, you will be responsible for payment in full.

If you do not have insurance, you are responsible for the entire surgeon, facility and anesthesia fees. You will need to arrange payment with each entity separately. The Surgery Center cannot accept payment on behalf of another entity.

It is your responsibility to find out if we are a provider for your insurance company. We will file your insurance claim form for you as a courtesy. If a problem occurs with your claim you will be asked to contact your insurance company to help resolve the problem. You will also be expected to make monthly payments until the problem is resolved.

You will receive billing from the following entities:

The Center for Same Day Surgery
Surgeon
Anesthesia
Possible Pathology or Lab

No Suprises Act Disclosure Notice:

Your Rights & Protections Against Surprise Medical Bills

Click here to download a PDF of this notice.

When you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing.

What is "Balance Billing" sometimes called "Suprise Billing"?

When you see a doctor or other health care provider, you may owe certain out-of-pocket costs, such as a copayment, coinsurance, and/or a deductible. You may have other costs or have to pay the entire bill if you see a provider or visit a health care facility that isn’t in your health plan’s network.

“Out-of-network” describes providers and facilities that haven’t signed a contract with your health plan. Out-of-network providers may be permitted to bill you for the difference between what your plan agreed to pay and the full amount charged for a service. This is called “balance billing.” This amount is likely more than in-network costs for the same service and might not count toward your annual out-of-pocket limit.

“Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care—like when you have an emergency or when you schedule a visit at an in-network facility but are unexpectedly treated by an out-of-network provider.

You are protected from balance billing for:

Emergency services

If you have an emergency medical condition and get emergency services from an out-of-network provider or facility, the most the provider or facility may bill you is your plan’s in-network cost-sharing amount (such as copayments and coinsurance). You can’t be balance billed for these emergency services. This includes services you may get after you’re in stable condition, unless you give written consent and give up your protections not to be balanced billed for these post-stabilization services.

Certain services at an in-network hospital or ambulatory surgical center

When you get services from an in-network hospital or ambulatory surgical center, certain providers there may be out-of-network. In these cases, the most those providers may bill you is your plan’s in-network cost-sharing amount. This applies to emergency medicine, anesthesia, pathology, radiology, laboratory, neonatology, assistant surgeon, hospitalist, or intensivist services. These providers can’t balance bill you and may not ask you to give up your protections not to be balance billed.

If you get other services at these in-network facilities, out-of-network providers can’t balance bill you, unless you give written consent and give up your protections.

You’re never required to give up your protections from balance billing. You also aren’t required to get care out-of-network. You can choose a provider or facility in your plan’s network.

When balance billing isn't allowed, you also have the following protections:

You are only responsible for paying your share of the cost (like the copayments, coinsurance, and deductibles that you would pay if the provider or facility was in-network). Your health plan will pay out-of-network providers and facilities directly.

Your health plan generally must:

Cover emergency services without requiring you to get approval for services in advance (prior authorization).
Cover emergency services by out-of-network providers.
Base what you owe the provider or facility (cost-sharing) on what it would pay an in-network provider or facility and show that amount in your explanation of benefits.
Count any amount you pay for emergency services or out-of-network services toward your deductible and out-of-pocket limit.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate call 316-263-7263.

Visit www.cms.gov/nosurprises for more information about Good Faith Estimates.

If you believe you’ve been wrongly billed, contact the federal surprise billing hotline at 1-800-985-3059.

Visit www.cms.gov/nosurprises/consumers for more information about your rights under federal law.